Vivaloan provides fast and secure access to Personal Loans designed to suit your financial needs and lifestyle. Simply tell us how much you need and receive a decision in real-time.
Common uses for personal loans are completing a large purchase, renovation or repair, consolidating debt, or to simply cover unexpected expenses, both large and small.
Our application form is simple, secure and optimized for quick processing. The application process takes less than 5 minutes to complete and is also optimized for both iOS and Android browsers for applications on the go.
To apply for a Personal Loan, you'll need to provide proof of your identity, employment and income.
Once we have connected you with a lender, review and e-sign your loan agreement on the spot. Money is typically direct deposited into your bank account as soon as the next business day.
Many of Vivaloan's lenders offer the flexibility to repay with multiple monthly installments, in some cases up to 60 months. For applicants that need a smaller loan amount, our short-term lenders also provide the option to repay as soon as your next payday. In cases where we are unable to connect you with an installment lender, we do our best to secure a short term loan to address your immediate cash needs.
Payments are made through the same bank account the money loan is deposited into. Responsible borrowers have the opportunity to improve their credit score, as many of our lenders report on-time payments to major credit agencies.
Consolidate and pay off your credit card and loan payments with a single monthly payment.
Life can be unpredictable at times. No matter what the emergency, we're here to help.
Remodel, renovate and refine your home.
Large purchases such as appliances or automobiles are attainable with a personal loan.
A personal loan is a quick solution to cover unexpected medical costs without insurance.
Road trip or cruise ship, we've got a way for you to get away.