How does it work? Simply borrow between $100 and $15,000 to be used for anything you need.

Vivaloan provides fast and secure access to Personal Loans designed to suit your financial needs and lifestyle. Simply tell us how much you need and receive a decision in real-time.

Common uses for personal loans are completing a large purchase, renovation or repair, consolidating debt, or to simply cover unexpected expenses, both large and small.

Request a loan online in as few as 5 minutes.

Our online form is simple and secure. The process takes less than 5 minutes to complete and is also optimized for both iOS and Android browsers for people on the go.

To make a loan request, you'll need to provide proof of your identity, employment and income.

Sign for your loan and receive your funds.

Once we have connected you with a lender, review and e-sign your loan agreement on the spot. Money is typically direct deposited into your bank account as soon as the next business day.

Repay your loan.

Many of Vivaloan's lenders offer the flexibility to repay with multiple monthly installments, in some cases up to 60 months. For users that need a smaller loan amount, our short-term lenders also provide the option to repay as soon as your next payday. In cases where we are unable to connect you with an installment lender, we do our best to secure a short term loan to address your immediate cash needs.

Payments are made through the same bank account the money loan is deposited into. Responsible borrowers have the opportunity to improve their credit score, as many of our lenders report on-time payments to major credit agencies.

What can I use my personal loan for?

Debt Consolidation

Consolidate and pay off your credit card and loan payments with a single monthly payment.

Unexpected Expenses

Life can be unpredictable at times. No matter what the emergency, we're here to help.

Home Improvement

Remodel, renovate and refine your home.

Major Purchases

Large purchases such as appliances or automobiles are attainable with a personal loan.

Medical Expenses

A personal loan is a quick solution to cover unexpected medical costs without insurance.


Road trip or cruise ship, we've got a way for you to get away.

Security is #1

Premium and Trusted

Vivaloan is a premium and trusted service provider.
All data processed through this site is encrypted with the latest 256-bit SSL encryption technology.

OLA Member Seal

OLA Compliant

When you see the OLA seal, you can trust you’re working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their users, compliant and working hard to protect consumers from fraud.

Get connected with a lender in 5 minutes or less.

All lenders currently accepting loan requests.

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